Compare companies, cost and coverage if you’re considered a high-risk driver Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy Side.

Learn how private-passenger auto insurance risk profiles assess driver risk, categorizing policyholders into preferred, ...

If you’ve accumulated some traffic violations, been at fault in a few car accidents or recently filed multiple car insurance claims, your car insurance rates may climb. When someone is classified as a ...

High risk status does not change the law, yet it raises risk of not enough coverage after a crash. CA requires liability coverage, but minimum limits may not cover injuries in a car collision. Higher ...

See how rates, coverage and quality compare.

Car insurance rates ended 2025 by holding steady through December. The national average rate for full-coverage car insurance remained at $179 per month, according to Insurify data. The national ...

Geico and Progressive are the top-rated companies for high-risk drivers in our analysis due to their below-average rates. Insurers might consider you a high-risk driver if you were at fault for an ...