There is no question that credit cards are as controversial as it can get financially, as using them smartly can help you ...

Unlike other credit cards, which allow you to get points or miles that can save you on future expenses, cash back cards actually reduce the amount you are spending right now. Say, for example ...

you can increase your savings and potentially prevent future debt. You've seen them everywhere and may even have one in your wallet: credit cards with top-notch cash back rewards. But when you ...