but what is full-coverage car insurance in California? Full coverage includes collision, comprehensive, and liability and helps cover a totaled vehicle so you can afford to buy a new or used car.

Find out how your car insurance premium stacks up against the national average, as well as the factors that go into deciding ...

California is as car crazy as ever, with insurance rates increasing to match. Data analyzed by the insurance comparison website Insurify showed the average annual cost of full coverage in ...

Please view our full advertiser disclosure policy ... also below average for drivers with a lapse in coverage. Cheapest car insurance in California for drivers that caused an accident that ...

See our criteria for evaluating auto insurance. More than 270 million ... for your own repairs yourself if you don’t have full coverage. California requires drivers to have a minimum amount ...

Full coverage car insurance isn’t a specific type of policy, but a combination of coverage types that typically includes liability, comprehensive and collision insurance. If you have a loan or ...

Car insurance is more expensive in California than nearly anywhere else in the U.S.: Annual premiums for full coverage averaged $2,975 in April 2025, compared to a national average of $2,685.

If your car is totaled and has a low value, you may not receive enough in an insurance payout to make it worth paying for full coverage. However, consider whether you can afford out-of-pocket ...

In a serious car accident, you could end up on the hook for far more than $75,000. Learn how much car insurance you really ...

California, Utah, North Carolina and Virginia are the states with new minimum-liability car insurance requirements in 2025.