What is debt-to-income ratio and how does it affect you ... includes $1,100 for principal and interest, plus $140 for property taxes and $60 for homeowner’s insurance (total payment: $1,300).

Student loan debt affects your ability to buy a home in 2025—here’s how DTI, credit score, and loan status factor in.

For many Americans, student loan debt is a lingering financial obligation long after graduation. When it comes time to buy a home, many wonder how those loans will influence their ...

One of those terms is DTI, or debt-to-income ratio. It’s an important concept ... $1,100 for principal and interest, plus $140 for property taxes and $60 for homeowner’s insurance (total ...