However, debt management plans are generally not free. Most agencies charge a setup fee and monthly management fees ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Not all debt management programs are created equal. Here's how to avoid the ones that could hurt more than help.

If debt has you spiraling, now is the time to take a few common-sense steps to help knock it down and get it under control.

To get into a debt management plan, you need to start working with a credit counseling agency. These non-profit organizations offer services, programs and classes that offer education on financial ...

Family Credit Management is a nonprofit credit counseling agency that has helped over 100,000 people find their way out of debt. Family Credit Management is licensed to operate in every state and ...

PHOENIX, June 11, 2025--The threat of more tariffs is raising cost-of-living concerns among many Americans. For those living paycheck-to-paycheck, increased expenses could lead to a debt spiral.

A debt management plan can help lay the groundwork for paying down your debt and could even save you money in the long run. Whether you decide to work alone or with the help of an external service ...