and current and previous employers are also listed on your credit history. There are two main credit scoring models used to determine your credit score, FICO and VantageScore, although FICO is ...

Your credit score plays a big role in your financial life. It affects everything from getting approved for loans to opening ...

Your credit score differs from your credit report, which is a more holistic view of your credit with detailed information about your credit activity and current credit situation. The three main ...

Your credit score can actually get worse if you pay off a collection without a deletion letter because you get a more current reporting date. —All credit inquiries from the mortgage industry ...

There are several brackets your credit score can fall into, from bad to excellent. These brackets can give you a better idea of your current score and the score you would need to move up a bracket.

that could bring your credit score down. Perhaps more important is that credit bureaus don't calculate your credit utilization ratio using your current credit card balances. They calculate it ...