The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan ...

Lenders and credit card issuers use credit scores to assess your credit risk and determine your eligibility for credit — whether it makes sense to lend to you or extend credit. Your credit score ...

Infact, people who use credit cards extensively for their benefits maintain a credit card portfolio just like an investment portfolio. They review the portfolio regularly to evaluate which ...