With nonbank financial intermediaries holding 49% of global financial assets, fintechs have the power to become the force for ...

In an era where artificial intelligence predicts consumer behaviour and fintech platforms disburse loans in minutes based on ...

Pakistan’s banks face a chicken-and-egg problem when ... In 2021, AdalFi set out to fix the problem by building the credit scoring model that banks need to make automatic lending decisions.

State Bank of Pakistan (SBP) introduced a comprehensive Scoring Model to gauge the agriculture credit performance of the banks. Based on this scoring model, banks are ranked according to their sizes.

Designed to expand access to credit in one of the world’s most ... program by BOP under the strengthened focus of the State Bank of Pakistan on expanding SME financing,” said Nofel Daud ...

This article explores how AI is redefining finance & banking in Africa ... Access to credit is a major hurdle in Africa, where traditional credit scoring models often exclude millions due to ...