Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the ...

If you're trying to boost your credit score, you've probably asked yourself a common question: "How long does it actually ...

Federal student loan borrowers should start repaying their loans so as not to affect their credit scores. A pause on credit ...

Although the exact formulas are proprietary, we still have a pretty good idea of how FICO and VantageScore calculate your credit score. Here's the breakdown: With the FICO and VantageScore models ...

Mortgage lenders weigh your credit score heavily when deciding whether to approve your application and what rate to offer you. Your credit score is a three-digit number that can range from 300 to 850.

Our opinions are our own. A credit score of 600 is generally defined as bad credit — although it's not that far from the next level up, "fair" credit. If you have a 600 credit score, you're ...

Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

Making minimum payments can snowball into a big problem—potentially hurting both your credit score and your wallet. Paying the minimum on a credit card isn’t all negative. For example ...

Ben Woolsey is a full-time Associate Editorial Director at Investopedia, focusing on financial products and services. He has worked in marketing, operations, and content management roles for banks ...