Lying on a credit card application is fraud ... if you manage to access and use a credit limit you can’t reliably pay back. The lender will ask you to complete a form that includes your personal ...

Obtaining a credit card while attending college full-time is a great way to start building credit. Students must be at least 18 years old and show some form of income to qualify for a credit card.

If you missed the short window to cancel your application and are considering closing your newly approved credit card, weigh how it might affect your overall credit and use ratios. You may need to ...

The Card Act requires lenders to extend credit only when they believe the borrower has the ability to repay it. The income you report on your credit card application is one way creditors decide ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...