Here’s a brief overview of how CD rates have fluctuated over the years, according to the St. Louis Fed’s 3-month historical ...

Explore the fixed-rate certificate of deposit – its purpose, workings, benefits, drawbacks, and strategies to optimize your ...

See historical rates from 2010 through 2025 and learn how the past has affected CD rates today. Rates on certificates of deposit are starting to rise. ... » Skip ahead to historical CD rate charts.

Dear Dr. Don, I was told by one bank that a certificate of deposit's interest yield is when money stays in the account to maturity and the rate is if you were to receive a monthly check for the ...

While those rates aren’t robust, they’re well above historical levels. In January 2022, before the Fed started raising rates, a one-year CD yielded just 0.13% and a five-year CD offered only 0 ...