This savings account offers competitive interest rates that vary based on your account balance. Amounts below $250,000 earn 4.10% APY, while rates at or above $250,000 earn 4.30% APY. The account ...

The May announcement continues the pattern of keeping the rate on hold until there’s more data on market responses to trade ...

New customers could earn an APY of 4.80%. If you’re an existing ... which vary by account type and offering. Interest rates on savings accounts are variable, which means they can change at ...

Money market accounts are another type of savings account where you can stash ... Ally Bank®: Earn up to 3.60% APY CFG Bank: Earn up to 4.32% APY EverBank®: Earn up to 4.00% APY First Internet ...

If you’re ready to graduate to new financial responsibilities, here are four types of accounts to consider ... and putting money in a savings account on a regular basis is the simplest way ...

Some high-yield savings accounts still offer around 4% annual percentage yield (APY). If your sole focus is to maximize your savings, these are the accounts to consider. (See our methodology ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, ...

many savings accounts do offer rates well above 4.00% APY. We compared 73 online accounts offered by 53 nationally available banks and credit unions to find the best ones. Here’s what you need ...

The two primary types of retirement accounts you may encounter are 401 (k) plans and individual retirement accounts (IRAs).

A deposit of $10,000 in savings for a year earns a single $1 at 0.01% APY. Park that same $10,000 in an account paying 4.00% APY, and you'd earn $400 — significantly more interest income on the ...

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade ...